国内保修
Can You Buy a 国内保修 After Closing on a House?
房屋保修可以减少维修或更换许多系统和电器的成本，一旦你搬进新家，你将每天依赖. 了解 pros 和 cons of bet3365标准版计划, as well as purchasing a plan before or after closing.
房屋保修可以减少维修或更换许多系统和电器的成本，一旦你搬进新家，你将每天依赖. 了解 pros 和 cons of bet3365标准版计划, as well as purchasing a plan before or after closing.
Buying a home is never easy, but now the hard part is done: You’ve found your dream home, signed on the dotted lines, 和 have either moved in or are in the process of moving into your new home. 现在, 在支付了所有的首付和其他搬家费用之后, you may be wary about spending more money.
bet3365标准版明白了. Buying a house can be stressful, especially if you’re a 首次购房者, 和 is a huge investment. But consider buying a 国内保修 after closing to save money as a new homeowner.
Wondering when to buy a 国内保修? You can buy one at any time, 但请记住，预算保护计划宜早不宜迟. 一个bet3365标准版实际上可以帮助你节省不可避免的维修那些新的(或旧的)家庭系统和电器的钱.
So if you didn’t secure a 国内保修 when buying a house, you should get one now that you’re a homeowner. 以下是在交易结束后购买时需要考虑的问题以及您的选择.
What a 国内保修 Does 和 Does Not Cover
First, let's underst和 what a 国内保修 is 不.
A 国内保修 is different from a 施工保证 on a newly built home. New builds often come with a warranty from the construction company, the terms of which are usually dictated by state law. It’s important to 不e, 虽然, 这些保证通常只持续12个月，从购买或安装您的系统和设备之日起, 和 they only apply to the original purchase by the original owner. 如果你要买 new construction home, 这是一个好主意，了解你的建筑商保修范围，并补充它与bet3365标准版, 如果有必要的话.
A 国内保修 is also different from homeowners insurance, 哪一种保险涵盖了你的房屋结构和房屋内的个人财产，以防止火灾等灾难性损失, 盗窃, 或者自然行为. Learn more about the differences in our bet3365标准版vs. 房屋保险 博客.
So, what is a 国内保修? 而不是保护你的房屋结构或财产免受损害, 损失, 或被盗, bet3365标准版提供预算保护，以帮助您管理维修或更换由于正常磨损而损坏的家庭系统和电器的成本. 你的 bet3365标准版范围 your major appliances, like your refrigerator, 炉子, 洗碗机, 或微波, 和 your home systems, 像空调, 电, 和管道, depending on your plan coverage.
找出确切的答案 what’s covered in a 国内保修 还有谁 pays for a 国内保修.
The Importance of a 国内保修
买房后获得房屋担保可能是你能做的最明智的投资之一. 为什么? 因为你的房屋保险只涵盖可能发生的情况(比如火灾或洪水). 另一方面，bet3365标准版涵盖了可能发生的情况(比如电器故障)。.
尽管bet3365标准版都愿意相信，一个新家对你来说意味着它的主要电器和系统未来不会出现问题, that’s just 不 realistic. 你不可能知道你的房子在你拥有它之前发生了什么. 以前的房主是否履行了他们的维护责任? 他们是确保工作正确完成，还是为了节省一些钱而投机取巧?
另外, 你不可能总是通过观察或甚至通过测试来发现家里系统和电器的缺陷. 修理突然坏掉的电器或家庭系统会破坏一笔精心计算的预算. Even cheap home repairs can cost a few hundred dollars, 如果你最终需要更换昂贵的家庭系统或电器, that could cost hundreds or even thous和s.
If you get a 国内保修 after buying a house, you can rest assured that those covered breakdowns will be resolved.
Thinking about coverage?
听起来是个计划. Find the warranty that fits you best.
Options for Purchasing a 国内保修 After Closing
Can you buy a 国内保修 after closing on your home? 当然! 你的 home can be covered by a warranty at any time, whether you’ve lived in it for a few months or several years. 和 your coverage options should remain the same, as well. 如果你想知道房子成交后该怎么做，确保你一拿到钥匙就有保障, 查看bet3365标准版的 国内保修 page for more information.
American Home Shield offers three bet3365标准版计划:
和 if you want to add on pool 和 spa coverage, you can do that, too. 美国家庭之盾提供了几种不同的附加计划，旨在让房主定制他们的保险范围. 客用单位，化粪池系统，井泵，甚至电子设备都可以覆盖.
All you need to pay for most covered repairs or replacements is the Trade Service Call Fee剩下的部分由bet3365标准版负责，但须遵守你们的保险计划的限制和除外条款. 在你的保险计划期间，你可以提出的索赔数量没有限制. Those benefits sound pretty good to us.
Things to Consider When Buying a 国内保修
通常，在关闭之前购买的家庭服务计划有资格获得较低的费率. If you’re considering buying a 国内保修 after closing, 这就意味着你可能要为这项保障支付稍高的保险费.
和, 当然, just like homeowners insurance, 家庭服务计划可以被认为是一场“赌博”，因为你不能保证一定会使用它. What’s more important, 虽然:当你的新家的主要电器或系统坏了时，有一个适当的计划和保护你的预算或被一大笔账单困住的内心的平静?
重要的是要考虑房子的年龄和检查报告所指出的问题. If you purchased a house with older appliances 和 systems, 例如, 购买房屋担保应该是在关闭房屋后要做的第一件事.
也, without a 国内保修 in place, 你可能很难找到一个承包商来做任何必要的修理. 你需要支付他们的服务费和潜在的额外费用. 当您根据美国家庭之盾®bet3365标准版计划提出服务请求时, 您将为承保服务支付您先前确定的贸易服务呼叫费. Those savings really add up!
What Not to Do After Closing on a House
如果有一件事你不应该在房子成交后做，那就是放弃房屋保修. It’s right up there with 不 changing the locks. 如果卖家或你的房地产经纪人在交易结束时没有为你购买房屋保修计划, you should plan to buy one immediately after you’ve purchased your home.
Ready to safeguard your investment? 查看bet3365标准版的 国内保修 page for more information, 和 compare bet3365标准版费用 和 计划 to choose the one that fits your new household 和 your budget.
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